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HVAC Financing

HVAC Financing Options at Momentum AC

At Momentum AC, we believe that financial concerns should never stand in the way of your home’s comfort. That’s why we’ve partnered with GreenSky®, the most trusted name in consumer financing, to offer flexible and affordable payment options for your HVAC needs. Whether you’re upgrading your system or handling an unexpected repair, our financing programs are designed to make your investment manageable.

Why Choose Financing with GreenSky and Momentum AC?

  • Immediate Comfort - Install your HVAC system now and pay over time
  • Preserve Savings - Keep your emergency funds intact for other priorities
  • Flexible Payment Plans - Choose terms that fit your budget and future.
  • Quick Approvals - Receive your credit decision in a matter of seconds
  • No Down Payment - Start your project without upfront costs, so you get help faster
  • Special Promotions - Find limited-time offers: deferred interest or reduced APR plans

Get Your Free Quote Today!

Contact Momentum AC today to learn more about our financing options and promotions. Our team is here to help you find the perfect solution for your comfort needs and budget.

  • "Ryan is outstanding and very compassionate!"
    He fixed the AC in a timely manner and made sure he didn’t leave until he felt the cold air blowing.
    - April D.
  • "No one touches my A/C but them!"
    Ryan was prompt and informative. He explained what he was doing and why. His work was spot-on and professional! While we have a service contract with Momentum, I am extremely confident in this company and their techs!
    - Matthew F.
  • "He Did a Ton of Work and Triple Checked Everything."
    He did a ton of work and triple checked everything - you can tell he really cares about doing his best! Thanks again, Gary and Momentum AC!
    - Serena U.
  • "The Price Was Better Than Other Companies, and Rob Was Excellent!"
    The price was better than other companies, and Rob was excellent. He quickly found the problem and fixed it. Then he checked both the outdoor and indoor units.
    - Kip U.
  • "Friendly, Professional, and Attention to Detail!"
    He has worked on our AC unit multiple times and we couldn't be more pleased with his service. Friendly, professional, and attention to detail.
    - Kevin K.
  • "He Was Very Nice and Informative!"
    He was very nice and informative. Definitely would recommend Ryan and this company to anyone in need of AC maintenance!
    - Levi J.
  • "Professional, Kind, and Honestly One of the Best Techs We’ve Had!"
    He was incredibly thorough and took the time to make sure all our concerns were fully addressed. His communication skills stood out—he kept us in the loop, checked back in with us to make sure there were no misses.
    - Peyton R.
  • "Professional, Courteous, and Explained Everything Clearly!"
    Aaron was professional, courteous, and explained everything clearly. He had us back up and running within the hour. The service was so good, we signed up for their membership on the spot.
    - Ongelia M.

Our Expert HVAC Services

From installation to maintenance, explore our featured services and click through to see all the ways we keep Florida homes comfortable year-round.

Our Trusted Financing Partners

We have partnered up with this credit provider to make the right choice more accessible for you.

GreenSky® Financing Program

GreenSky offers a variety of financing options tailored to meet your needs, whether you’re planning a major HVAC upgrade or addressing an urgent repair.

Key Features:

  • High Credit Limits: Access up to $100,000 in financing.
  • Flexible Payment Plans:
    • No interest if paid in full within the promotional period.
    • Fixed monthly payments with competitive rates.
    • Terms available for up to 120 months.
  • Quick and Paperless Application: Apply online or via the GreenSky mobile app for instant credit decisions.
  • Convenient Account Management: Easily manage your loan and payments through GreenSky’s online portal.

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Why GreenSky Makes Home Improvements More Accessible

GreenSky has revolutionized the way homeowners approach their HVAC and home improvement projects by providing flexible, accessible financing solutions that make dream renovations a reality. As a trusted financing partner, GreenSky offers credit limits up to $100,000, enabling homeowners to tackle both essential upgrades and comprehensive home improvements without compromising their vision due to budget constraints.

What sets GreenSky apart is their streamlined application process and rapid approval system. Customers can receive credit decisions within seconds through their user-friendly mobile app or phone application process. This quick turnaround means you can move forward with your home improvement projects without lengthy delays or complicated paperwork. The program offers various payment options, including promotional plans with no interest if paid in full during the promotional period, making it an attractive choice for budget-conscious homeowners.

For HVAC projects specifically, GreenSky’s financing solutions are particularly valuable since heating and cooling system replacements often come as unexpected expenses. Their flexible payment plans help homeowners invest in energy-efficient systems that might have otherwise been out of reach. With options for deferred interest and fixed monthly payments, you can choose the financing plan that best fits your financial situation.

The GreenSky Financing Process

The process is remarkably straightforward: once approved, customers receive a GreenSky account number and loan agreement, allowing them to proceed with their project immediately. This efficient system ensures that contractors receive payment promptly, typically within two business days, while homeowners can enjoy their improvements without the stress of upfront costs.

One of the most appealing aspects of GreenSky’s program is its transparency. There are no hidden fees or complicated terms to navigate. Whether you’re planning a complete HVAC system upgrade or need emergency repairs, their financing options are designed to be clear and straightforward. The program works through federally insured, federal and state chartered banks, providing an additional layer of security and trustworthiness for consumers.

By choosing GreenSky for your home improvement project, you’re not just getting a loan – you’re gaining access to a proven financing solution that has helped countless homeowners achieve their home improvement goals. Their commitment to customer satisfaction, combined with competitive terms and efficient processing, makes them an excellent choice for financing your next home improvement project.

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